Buy Now Pay Later (BNPL) – PayLater Platform
Enable customers to split purchases into manageable installments while you earn more and manage risk better.

Next-gen BNPL for smarter payments
PayLater by Arimac is a next-gen BNPL solution built for financial institutions and consumer platforms. It allows merchants and banks to offer deferred payments via card-based, direct debit, or QR-based channels. Backed by robust scoring, dynamic risk management, and intuitive UX, PayLater is live in Qatar and expanding across the GCC and Asia.


Built for modern financial ecosystems
PayLater connects banks, merchants, and fintech partners through seamless APIs and user-first interfaces, making it ideal for a range of industries.
Audience list:
- Retailers and e-commerce
- Telecom providers
- Insurance and education providers
- BNPL enablers and fintech partners
Next-gen BNPL for smarter payments
PayLater by Arimac is a next-gen BNPL solution built for financial institutions and consumer platforms. It allows merchants and banks to offer deferred payments via card-based, direct debit, or QR-based channels. Backed by robust scoring, dynamic risk management, and intuitive UX, PayLater is live in Qatar and expanding across the GCC and Asia.

Discover the key features




















































































































































































Built for developers. Secured for scale.
Integration & Sandbox
Merchant SDKs for iOS, Android, Flutter, React
Open API documentation with Postman collection
Webhook and settlement event triggers
Architecture & Security
Microservices-based with containerization (Docker, K8s)
GCP / Private Cloud deployment-ready
Fully PCI-DSS & OWASP compliant
PKI-enabled data encryption
Keycloak-based IAM
Future roadmap
Save Now Buy Later
Loyalty integrations
Integration with ride-hailing and delivery apps
Risk & financial wellness scoring tools
Apple Watch, Huawei Wearable support